Guaranteed Annuities Information
A key concern across all generations is having a retirement savings that will allow everyone to retire comfortable. This becomes even more important as we live longer. Just like physical fitness relies on eating well and exercising, financial fitness relies on you doing a few important things. You must set Goals, Make Plans to achieve your goal, Figure Out Needs to get the most out of your efforts and Commit to the steps in your plan to achieve your goal. To achieve Financial Fitness your savings should be placed in Guaranteed Annuities so you can be assured that the money you place in the annuity and the interest earned will never loose value.
What is an Index Fixed annuity?
This is a special class of annuities that yields returns on your money based on a specific equity-based "index," such as the S&P 500. With an Indexed Annuity there is a guaranteed minimum return, so even if the stock index does poorly, you will not lose any part of your money and interest earned. Our Index Fixed Annuities have no Fee, unless you select particular riders.
Who should have an Index Fixed annuity?
An annuity is a good investment option for individuals who are interested in protecting their lifelong savings or begin their retirement income planning. Your earnings can then be used for supplemental income during retirement, guaranteed financial independence as you age, or a monetary legacy to leave behind for your loved ones. An annuity can help you continue living comfortably well into old age.
Why buy an Index Fixed Annuity?
In a Fixed Index Annuity, the balance (your principal) as well as the interest earned is Guaranteed not to loose value. If you died, the balance of your account is paid to your Beneficiary. You can Roll-Over your employer sponsored retirement or pension plan into a Fixed Index Annuity until you are age appropriate to start retirement income withdrawals. Annuities can be structured to give you income for the rest of your life. You can also withdraw funds if you have an immediate need for cash (replace the home air conditioner, pay medical expenses, pay for nursing care)
Who issues a Fixed Index Annuity?
An Annuity is a financial contract, issued by a life insurance company. The contract can be structured with different options: Monthly Income for a certain period, Income for Lifetime, or plain savings until you do have a need for the money.
Get started today! Let us turn your unsecured retirement savings into secured retirement income! Fill out a request form today, and let our agency illustrate an Annuity contract for you. All it takes is a few minutes to provide your information and start planning your future with an annuity.
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